Apply for Financing
Below are the financing options we offer for your future purchase with us.
Approval is dependent on your credit score. APR ranges from 9.95% to 21.95%. Terms range from 48 to 60 months depending on the amount of your purchase and your credit score. Acceptance to this program is subject to availability during fall and winter months even with credit approval. Loans available for $1,200 to $15,000 with or without down payment. (Not available in Minnesota)
Our Rent to Own company and available in every state. No credit check necessary. Terms are either 36 or 48 months depending on the cost of your purchase. Cost of purchase before taxes must be $1,200 to $12,000 max. Will require security deposit, origination fee and 1st months rent.
Approval is dependent on your credit score. APR will be 13.99% and the life of the loan is 84 months with no penalties for early payment. Loans available for $1,200.00 to $55,000 with or without down payment.
The U.S. Credit Inc. program is a 7 simple questions Credit Application that provides credit decisions within 60 seconds. The loan Minimum is $2,000 and the Maximum is $25,000. Repayment Term Up to 84 Months. NO early payoff penalty. Credit Score as low as 600. The underwriting guidelines will be based on FICO score only. No other guidelines will be underwritten. This includes no income requirements and no property ownership requirements.
Things to Know
- Prior to applying be sure you know what it is that you are
wanting to purchase. The cost of your order will determine what company you can
apply to. Partial loans are available just in case you only want to finance a
portion of your purchase.
- Typically, all our financing companies do require a
650-credit score or higher. Credit history for the past year and debt to income
ratio will be a factor upon acceptance.
- To avoid delays please be sure to provide the most accurate
information on the application. All our financing customers must own the
property as to where your purchase will be installed.